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insurance companies from raising our premiums if an employee gets ill and actually has to use the insurance. and third and probably most importantly for me as a small business owner, beginning this year i receive tax credits of up to 35% to help cover the cost of these premiums. this will help me continue to provide health insurance for my employees and possibly to hire some new employees and to grow my business. our congressional district has one of the highest rates of uninsured of anywhere in the country. 23% are uninsured in our district. we have over 700 bankruptcies every year just in our congressional district. every year, hundreds of my friends and neighbors suffer because of lack of adequate health insurance. and these hundreds of medical here s what we re going to do. we re going to dip out of this, the personal stories are