tornadoes destroyed the homes of 4 million americans leaving them to wonder displaced and homeless. there is no question we would declare a national emergency and marshall resources to deal with the problem and help people rebuild. it turns out we are in the midst of just such a disaster, the foreclosure tsunami. the nations governing and financial don t seem much to care. the start of the housing crisis, almost 4 million people have been foreclosed on, according to reality track. the problem is intensifying. in october, 230,000 new households in foreclosure. according to the center for responsible lending, the nation is not halfway through the foreclosure crisis. foreclosures are a human tranlg i.d. the families that have to pick up and move and change school districts and suffer the humiliation of repossessions, they are incredibly incredibly destructive. the foreclosure is a lose, lose, lose. the bank now owns a home it has no interest in owning, one that