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Young Consumers Turn to Credit to Manage Spending

Gen Z opts for credit primarily to manage spending, diverging from older generations who prioritize rewards, PYMNTS Intelligence finds.

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Young Consumers Turn to Credit to Manage Spending

Young Consumers Turn to Credit to Manage Spending
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Younger Consumers Less Likely to Use Credit Cards

The younger the consumer, the less likely they are to use credit cards, as younger generations have been disciplined about the way they engage with credit.

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Younger Consumers Less Likely to Use Credit Cards

The younger the consumer, the less likely they are to use credit cards. Only 42% of Generation Z consumers and 62% of millennials said they used a credit card…

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Gen Z Relies More on BNPL for Small, Everyday Purchases

In today’s uncertain macroeconomic landscape, credit products have become essential for managing spending and cash flow. In “The Credit Economy: How Younger…

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