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backed lending as we know it. the report calls the housing america s future new direction for national policy aims to rebuild the private mortgage market and give home buyers and renters with a number of new policies and set of guidelines how to implement them. fannie mae and freddie mac replace them with a public garn tore which would guarantee mortgage payments without buying issue mortgage backed security. while it was necessary for the government to step in when the market collapsed five years ago the current role in housing is unsustainable at the moment. fanny, freddie report 90 percent of sij family mortgages and faa faces billions of dollars in losses. they also express the concern that credit worthy people are being denied housing due to overly strict underwriting standards. if they step back private
costs for impaired driving. excessive drinking was defined as binge or heavy drinking or any drinking by pregnant or underaged youth. alcoholism is not an easy thing to deal with, either by yourself or alongside someone you love. this brings me to another story i want to tell you about, a home for alcoholics that lets them drink and is funded by you, by me, the taxpayers. no matter what you think, it s an interesting concept for sure, and these types of places are starting to pop up more and more frequently around the country. chris welsh spent the better part of a month working on the story at one of these so-called wet houses. he joins me now from minneapolis to talk about it. chris, thanks again for being back on the show. let me ask you to start how did you get interested in this? well this was a story that sort of popped up on a local newspaper a while back. you know, we saw it and thought this could really make an interesting story to really dig deeper into. so we t
sanjay gupta m.d. starts right now. happy halloween, everybody. welcome to the program. i m dr. sanjay gupta. the candy of our childhood. why do we still crave it every year at halloween? have you been dipping in already? we also have serious business to get to you ve seen the pink ribbons all over this month, we want to clear up misconceptions about breast cancer. first a number, this one. $1.90. that s the cost per drink of excessive drinking in the country. it adds up to about $223.5 billion burden to the u.s. government and individuals. about $746 per person. just about three quarters of those costs of excessive drinking were due to lost workplace productivity. 11% of it from health care expenses. 9% from law enforcement and other criminal justice costs. 6% for motor vehicle or crash costs for impaired driving. excessive drinking was defined as binge or heavy drinking or any drinking by pregnant or underaged youth. alcoholism is not an easy thing to deal with, either by
tell us what you found. i talked with residents at one minnesota facility that is really become a model for all of the others. it s the oldest of its kind in the country. like you said, it s the state of minnesota and catholic charities that share funding and operation of the facility. this is where i keep my clothing and stuff. it looks a lot like a college dormitory. this is the cafeteria here. reporter: but its residents are not students. this is a program that s designed for chronic alcoholic men. reporter: this is not your typical halfway house. the difference is there is alcohol in the mix. these are all men that have been through treatment numerous attempts. these are men that have lost their jobs due to alcohol, lost their housing due to alcohol, lost their relationships, lost their family and have really reached their rock bottom. reporter: program manager bill hockenberger refers to it as a harm reduction model.
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