people coming in and spending money and the economy growing faster. is there a chance it s a lagging indicator and they are going pick up soon? there s that possibility. one thing we saw is house sg starting to add jobs and construction. if there s a turn around, if people feel fewer people are under water, more people buying homes, more demand for rennovations. house prices are increasing, we are not seeing huge snapback nor would we want to after the housing collapse five years ago now. last weekend, i spoke with the former fdic chair. she said the rich tend to sit on their money while the lower middle class are the one that is spend their money. does that mean the money made in this market rally isn t really going to help the broader