1 in every 111 homes is in some stage of foreclosure, chris. all right, so, i guess the big question that i have and i think a lot of people have when you see these polls and people have come to the conclusion that you lose your job and money s tight and you just walk away, that s what you do. what are the implications for basically the rest of the people who pay their bills? yeah, are the people who are staying in their homes suckers, is the question. that s a good way to put it. well, that s really the question because i asked richard, he s an attorney and deals with foreclosures all the time and he deals with this all over the country and he raises the question and i think it really is. so you stay in your home and you pay your taxes, so, now, you re paying more in taxes because the home next door is not and the government needs to function. you re paying your mortgage, so your mortgage is costing you money, but the bank, because the bank is having trouble gets that governme