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what needs to be done. as i say in my book, one of the things we need to do is change the way we pay doctors and hospitals, we need to pay them per person, pay them in the bundle payments all the fees for a procedure like a hip replacement in one price. that will create incentives for them to keep people healthy, to focus on how to get rid of unnecessary care and deliver care more efficiently. when i went around the country and looked at places that were doing that, there were many, many places that are actually doing a terrific job. they ve been able to reduce the hospital rate the rate at which they hospitalize patients 40% in some cases. that saves a lot of money. and it s actually good for patients because they re healthier. you need to look at specific cases. we need to change everything we do for patients from how we schedule appointments to how we care for patients with chronic illness. once we do that, health care will become much more affordable and those premiums will come

Bundle paymentsHip replacementHospital rateHealth careChronic illness