Borrowers can choose between fixed-rate loans, where the rate never changes, and adjustable-rate mortgage (ARM) loans, where the mortgage rate may increase or decrease throughout the loan term. Guild offers ARM terms of 5/6, 7/6, and 10/6.
Renovation loans, which allow you to cover the purchase and costs of remodeling a home, are also available. Guild offers the Fannie Mae HomeStyle renovation loan, FHA 203(k) limited loan, and FHA 203(k) standard loan.
And if you need to borrow a large amount, Guild can fund jumbo mortgage loans as high as $3 million for qualifying borrowers.
Guild Mortgage Transparency
Guild’s website is easy to navigate and offers several mortgage calculators, educational guides that explain mortgage programs and the homebuying process, and a help center for post-closing assistance. You can even search for a builder, real estate professional, or title agent near you.