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Should you choose a home loan that lets you cut interest payments using surplus cash?

Most major banks offer home loans with an overdraft facility, which allow your surplus cash to reduce interest. But this may not be the right choice for everyone.

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Zero-cost term insurance policy: Do benefits outweigh the costs?

They come with longer tenures, offer a single exit option and there is no cash benefit if the option is exhausted.

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Are tax sops enough to make real estate investments appealing?

Rental yields offer better returns than most other investments because of the tax sops offered by the government.

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How health insurance saved them from financial ruin

Besides a health policy, people also need emergency corpus, top-ups and critical illness cover

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Home loan tenures jump to over 50 years on rate hikes

Those who opted for floating interest rates now face inflated EMIs or longer loan tenures.

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