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Moody s Investors Service has said that the Reserve Bank of India s decision to increase risk weights on unsecured personal loans will improve lenders loss-absorbing buffers and be credit-positive. The rapid growth of unsecured loans has exposed financial institutions to a potential spike in credit costs in case of sudden economic or interest rate shocks.
Operator: Hello, ladies and gentlemen. Thank you for standing by for the 36Kr Holdings Inc. Fourth Quarter and Fiscal Year 2022 Earnings Conference Call.