special kind of refinancing that doesn t hit you with a lot of closing costs, if you are a good customer. i m already seeing that in a lot of . there are some benefits that you may not see right now. thank you brenda put her in. gregg: i sense you guys had troubling friendships in high school? [ laughing ] no. gregg: i had a great time san marino high class of 73. the tea party had an influential impact on the midterm elections. will that be the case in 2012? we ll look at where the tea party may be focusing its energy. it is notness saeurlg the white house. it is not necessarily, the white house. heather: it has happened again, space junk, hurdling toward earth. no one knowing where it would land. now we do, hopefully. i m going to duck. plus, with disaster compare