estate tax, many people wanted it to end and it bans earmarks. one of the other things it does is gives you credit for having people in your family. $12,500 a person. for example, two parents and the kid, $37,500 will be excluded from your income tax. start from $37,500 down. so if you re a working senior, they will eliminate the taxes you have to pay. that would be good for you. also, if your family makes $500,000 or less, you will continue to have the mortgage deduction and you ll be able to deduct your charitable contributions as well and right there at the bottom, there s what brian was talking about, the $12,500 standard deduction per dependent. what s interesting is, you know, with the herman cain plan 999 where it s 9% personal income tax across the board, this is 20% if you opt for it. if you re currently part of the 47% that doesn t pay any, you got to figure you probably would