The winners were: United Bank for Africa (Ghana), SME Bank of The Year; Zenith Bank Ghana Ltd, Trade Finance Bank of The Year; Fiaseman Rural Bank PLC, Rural Bank of the Year; Amenfiman Rural Bank PLC, Agribusiness Non-Bank Financial Institution of the Year; Pan African Savings and Loans, Savings and Loans of the Year and Leverage Microfinance Ltd, Microfinance Company of the Year.