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How to Minimise Waiting Period in Insurance - The Hindu BusinessLine

How to Minimise Waiting Period in Insurance - The Hindu BusinessLine
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Health insurance: Family floater policies can include new-borns and children, till they turn 25

New-borns are usually covered under insurance policies with maternity benefits, without any additional premium. But you will have to explicitly include them in your family floater policy to ensure that the protection continues after day 90. Once they turn 25, or get married, they will have to look for a separate, independent health plan.

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Buying health insurance? Here are 5 things to check in a policy document before you do

Did you know that many insurance policies allow you the benefit of a complimentary health check-up once a year? Read on to learn about this and much more.

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Will your newborn baby be covered under your company health insurance policy with maternity benefit? Check if you need to act

If you are planning to start a family and depending upon your corporate health insurance policy then you need to check whether it offers adequate coverage to meet all eventualities as in many cases these plans offer no coverage to new born baby or the coverage may not be adequate for the new born baby. To avoid last minute surprises you must ensure that your new born has adequate financial protection.

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Does Your Health Insurance Policy Cover Mental Illness? Here s What Insurers Say

Few insurers offer products that provide holistic health cover for mental illnesses. COVID-19 has not only affected the physical health of people, but also led to higher stress levels, anxiety and even depression across the globe. According to the findings of a World Health Organization (WHO) survey, published in October, the coronavirus pandemic has disrupted or halted critical mental health services in 93 per cent of countries worldwide while the demand for mental health is increasing. The survey, covering 130 countries, highlighted the impact of COVID-19 on access to mental health services, underscoring the urgent need for increased funding. Surveys conducted late last year reveal a significant increase in mental illness cases in India following the imposition of the world s biggest lockdown on March 25.

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