would affect small business. 2701 doesn t apply to large businesses. then the other two are things that had been in place before for the health insurance portability act. so they narrowed it down. they re looking at 2701 and how it affects small businesses employers and employees. what they found is they found that 65% of small business employers will see higher premiums and the 11 million people are saying they factored in the account if employers have higher premiums they re going to has that off to employees. here s where i had a question. who is to say they would pass it on? a lot of business s costs have gone up, but we haven t seen it reflected in higher prices. businesses have a tough time these days passing along increases. why was it a given in this study those extra costs would be passed along to you as a health