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Secretary yellen id like to first thank derrick and rebecca for their work in this important organization. As some you may know, this is not my first time speaking at icba. One of my first major speeches as chair of the Federal Reserve is that your 2014 washington policy summit was at your 2014 washington policy summit. Now, weve seen technological change since then, but my conviction remains as firm as it was nearly a decade ago. A broad and diverse Banking System is at the core of a strong u. S. Financial system. Our Community Banks are vital to the health of the American Economy and the Financial Wellbeing of American Families and businesses. Today, id like to share my views about the strength of Community Banks, the recent developments in the regional Banking System, and the debt limit situation. Americas Community Banks have always served as a cornerstone of many cities and towns across the country. But your role has proved even more important in recent years. Over the past two ye

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