gross income of $40,000. under the new health care law, obamacare, in 2014, their cost averages out to about $170 per month, but if that family of four does not sign up for health care, they re going to be penalized and that s going to be $285. according to h & r block, especially lower income american families out there. 6 million of them may not file for health care ne. they ll file for tax return, but the cbo has done great research as well and saying that 6 million americans most likely will not sign up under these health care exchanges, and if you don t, you re going to get hit. and h & r block is worried because they don t want the customers and americans to be angry at them over something that was created of course by the u.s. government. and so, h & r block right now is launching a huge campaign. you re going to see commercials on your television, going to see ads in your newspaper telling you that you need to understand that the income that you are