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Borrowers must dig deeper for deposits as banks tighten up on home loans

Borrowers will need to save more towards their home loan deposit, advises Jackie Smith of Ooba.

How to ensure you get the best rate from the bank when buying your dream home

Buying a home is an extremely costly process, but securing the best lending rate from the bank can alleviate some of the burden.

What happens to your deposit if the home sale falls through?

If you, the buyer, are in breach of contract, and the breach cannot be rectified within a stipulated time frame, you could lose your deposit.

What takes place to your down payment if the home sale fails?

‘If you, the customer, remain in violation of agreement, and the violation can not be fixed within a

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