This sandrule what steps if any you have taken on this rule to make sure consumers are fully informed. I believe that is under the protection jurisdiction. We havent been actively involved in it. I do meet regularly with the director of the Consumer Financial Protection Bureau to make sure that were not at odds, and were also member of the committee together, which allows us to Exchange Ideas at that level. But were not directly involved in that. Im sure that youre focused more on Real Estate Lending than some of the more general folks involved, and they benefit from your input. Your predecessor pushed for a lower conforming loan limit. You demonstrated your wisdom in going in a different direction. And action that has done more than anything else to impress me with your wisdom. Do you see that ugly proposal rearing its head again any time soon . Well, it has to, because it has to be reviewed regularly. We are almost constantly in the process of reviewing loan limits. So, yes, it will