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In parallel there has appeared a very developed, by the way, financial industry, there are microloans, well, in fact, banks , Consumer Lending banks have promoted it, its very profitable, and its useful for all parties, but for those to whom banks dont give it, yes, there are microfinance organizations that also provide such services and earn money from this, although sometimes they go bankrupt, is it good or bad . Well it a sign of the times, at least a sign of the times, lets agree on this, what is happening with the environmental agenda, some time ago in russia there were strong skepticism about climate change, today this is no longer the case, today the absolute majority of russians feel climate change, its not always warming, sometimes its cooling, look how interesting february is in the central zone, most often its a shift, by the way. Industrial enterprises in a place where there used to be a grove or meadow, or good fishing, all these questions immediately arise in full force,

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