Providing affordable employer based insurance plans. I want to thank everyone for attending this event today. On behalf of ada and the Pacific Business group on health i want to welcome everyone here and everyone watching remotely including those who are watching c span to today pfsh conference. We are going to discuss challenges of providing High Quality Health Care that is affordable for patients, employers and taxpayers. This is clearly a critical topic for government policy makers. The recent election obviously highlighted the disagreements among many people in this country about whats the best way for government to proceed in this area. And obviously changes our company. The expansion under aca is at a steep price and the Incoming Administration is looking for ways to get costs under control while insuring that people continue to have access to Health Insurance. Employers have long been at the forefront of this struggle for Affordable Health care. About 150 Million People under th