don t open that. wealth is important, and we can help you build it. but it s what you do with it, that makes life worth living. principal. for all it s worth. not everybody wants the same thing. that s why i go with liberty mutual they customize my car insurance so i only pay for what i need. cause i do things a bit differently. wet teddy bears! wet teddy bears here! only pay for what you need. liberty. liberty. liberty. liberty. bret: quickly want to go back to our panel, harold matthew and ben. harold i rudely cut you off.