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Through the private sector. Its not a new situation. Its been around for half a century and today, the stan h, there is a debate about how it should be structured going forward, but the venture sharesn 5 Million People across the country. Larger shares in place like florida and the gulf coast andth other areas that are prone to flooding. E fede as far as specifically, does the federal government take all of the risk for people who purchase these programs, and whats the role. How they work. Historically the National Flood Insurance Program has assumed all of this risk. The policies are written through typically through your standard Homeowners Insurance company, you work with your ordinary agents and directly through the National Flood Insurance Program and fema. Many people use their local agent, but that is simply to facilitate the sale to make it easy to purchase and make it available throughout the country in the same way that everybody is used to purchasing Homeowners Insurance. Wh

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