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Niche property D&F MGA Aspect, backed by Everest Re and AmTrust, opened for business in April. Here, one of its founders explains why it has emerged from stealth mode now – and why its strategy is markedly unique.

United statesUnited kingdomJeroen goldmanHenrik websterIntelligent insurerMedici facultativeOli williamsonSub saharan africaLatin americaHenrik websterLondon marketIrect and facultativeHard to place risksLloyd s