Hanmi Financial Corp (HAFC) Q1 2021 Earnings Call Transcript fool.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from fool.com Daily Mail and Mail on Sunday newspapers.
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Company Description
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank s revenues are derived primarily from interest and fees on loans, interest, and dividends on the securities portfolio, and service charges on deposit accounts.
Operator
Ladies and gentlemen, welcome to Hanmi Financial Corporation s Fourth Quarter and Full-Year 2020 Conference Call. [Operator Instructions] Following the presentation, the conference will be opened for questions.
I would now like to introduce Lasse Glassen, Managing Director at Addo Investor Relations. Mr. Glassen, the floor is yours.
Lasse Glassen
Managing Director
Thank you, operator, and thank you all for joining us today. With me to discuss Hanmi Financial s fourth quarter and full-year 2020 earnings are Bonnie Lee, President and Chief Executive Officer; Anthony Kim, Chief Banking Officer; and Ron Santarosa, Chief Financial Officer. Ms. Lee will begin with an overview of the quarter. Mr. Kim will discuss loan and deposit activities and Mr. Santarosa will then provide more details on our operating performance. At the conclusion of our prepared remarks, we will open the session for questions.
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