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haneke, thank you very much indeed forjoining us on the programme. thank you for having me. in most countries, people aren t left on their own to fund their old age. there s often a state pension, regular payments from the government to help people pay their bills. those governments also find themselves on the hook for health care, as well as funding other needs for the elderly. all that is funded by the taxes we all pay. but there are growing concerns. therejust isn t enough coming in. something i ve been discussing with the chief economist at moody s analytics, the risk assessment company, that, amongst other things, analyses government finances. mark zandi, welcome to the programme. it s good to be with you, tanya. why is it that ageing populations are proving such a challenge for government finances at the moment? well, as the population ages and people need pensions and need health care, that s very costly.

State pensionPeople aren tHealth careTherejust isn tTanya beckettGovernment financesRisk assessment companyChief economistTo be with youMark zandiMoody s analytics