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KAAR: First-time homebuyers and disadvantaged groups in East TN seeing fewer options as housing becomes increasingly unaffordable

The Knoxville Area Association of Realtors released its 2023 State of Housing report, detailing trends and key data points in the housing market.

Higher rates on mortgages drain market

When Colleen Randall bought her house in 2016 for $174,000, she figured it was the perfect starter home. Then the past few years made the deal even sweeter: She doubled the square footage after redoing her unfinished basement. Now the three-bed, three-bath house in Hagerstown, Md., is worth $260,000, minimum. Refinancing in 2020 also lowered her mortgage rate from 3.25 to 2.75 percent and knocked off her private mortgage insurance.

A problem for the housing market: People won t quit their cheap mortgages

A problem for the housing market: People won t quit their cheap mortgages
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