I have no idea when my contributions were contracted out, but was told by HMRC this period of contracting out should provide me with £20 per week from elsewhere - so who will pay me this?
Accurate data is the foundation of any pension scheme, especially when buy-ins and buyouts are under consideration. Where a company decides to divest itself of its pension liabilities by transferring them to an insurer, while strategically beneficial, this can be fraught with risks if the scheme data quality is compromised.
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