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4 Unique Holiday Gifts The Recipient Will Thank You For Later

(State Point) The holiday shopping season is here. What do you give a loved one to show them just how much you care? It’s time to think outside the box.

6 ways to tell if you gave enough life insurance

6 Ways to Tell If You Have Enough Life Insurance

(StatePoint) If we’ve learned anything from 2020, it’s that life can be unpredictable. Having sufficient life insurance can provide financial stability and security to loved ones during times of uncertainty. Forty-one million Americans say they need life insurance but don’t have it, according to LIMRA’s 2020 Insurance Barometer Study. Others are insured but don’t have enough coverage. If this describes you, your spouse or children could find themselves in a financial lurch, expected to pay off debts, loans and final expenses when you die, especially if you’re the main source of income. “Having insurance isn’t just about financial protection,” says Louis Colaizzo, senior vice president of Erie Family Life. “It also helps maintain some sense of normalcy for family members. Kids can continue their extracurricular activities, partners can maintain their lifestyle and families can stay in the home they know and love.”

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