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California REALTORS® applaud FHFA for raising Fannie Mae and Freddie Mac conforming loan limits

California REALTORS® applaud FHFA for raising Fannie Mae and Freddie Mac conforming loan limits
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United statesFreddie macLos angelesGses fannie maeJennifer branchiniHousing finance agencyFannie maeFederal housing finance agencyPresident jennifer branchiniBay area

Health Insurance Co-ops: How Congress Could Adopt the Right Design

Consumer-owned cooperative, or mutual, health insurers couldincrease consumer control and choice in health insurance.Member-owned mutual health insurers would return any profits orsurplus to their policyholder-owners in the form of lower premiumsor enhanced coverage benefits. Hundreds of existing philanthropichealth care foundations with billions of dollars in assets couldprovide any start-up funding needed for new cooperative healthinsurers.

New yorkUnited statesFreddie macGses fannie maeKaiser permanentePrudential life insurance companyEven the group health cooperative of pugetHealth policyRobert wood johnson foundationNational association of insurance commissionersHeritage foundationUs senateGroup healthHow health insurance might workLubbock chamberCongress do

The Federal Housing Administration: What Record of Success?

The Federal Housing Administration’s mortgage insurance programs have had minimal impact on homeownership rates, yet have imposed substantial costs on taxpayers.

United statesFreddie macRichard bartkeGses fannie maeCongress should doMutual mortgage insurance fundVeterans administrationNational mortgage association fannie maeRisk insurance fundInsurance fundFannie maeHousing administrationFederal housing administrationFederal home financing policyGreat depressionFederal housing

Housing Finance Reform Possibilities Abound for 2019

America’s largest government-sponsored enterprises (GSEs) mortgage securitizers Fannie Mae and Freddie Mac began to implode in 2007, triggering a major recession and financial crisis in the United States. Instead of shutting these failed companies down, Congress chose to prop up the companies indefinitely.

United statesFreddie macMike crapoGses fannie maeTim johnsonEd pintoMbss pmbssGinnie maeMilken instituteMarket access fundNational housing trust fundDepartment of agriculture rural housing serviceHousing trust fundMortgage insurance corporationCongressional budget officeMortgage bankers association

LoanLogics Announces Changes At The Top

LoanLogics Announces Changes At The Top
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