laundering. the department of justice did a memorandum that we talked about. of course doug brings the document from the justice department. so is there guideness in here for business owners? no, that s the point. they say we re going to focus on prosecuting marijuana involving minors, marijuana involving firearms, involving moving into a state where it s illegal, but they say nothing about banking. right, exactly. well, there s also a number of people out there saying, hey, you want to get involved in this? it s a business opportunity, so give us your money and we ll make you part of the business. this is also their growing scams. what have you seen out there that you want to warn people about? not surprising people are trying to either through stocks or through investment opportunities commit these type of scams, promising certain returns, especially with regard to penny stocks. you see companies that are establishing themselves immediately, claiming to be vending machine c