Quarter this year but that was mostly through up through really a lot of direct owners and thats mostly through retirement for a one k. Things like that thats not people out earning money on the stock thats people whose businesses or retirement plans through their businesses put their money or start work youre absolutely correct and today when you have a predominance of the American Workforce that is doing gave economy work that means that they are not only in most cases not full time employees and they dont have benefits they also dont have a 41 k. In existence this is it 203040 years ago where people were looking to that you know part of their retirement plans and there are a lot of folks today who dont know what those retirement plans are going to look like and are dont even have enough money in their savings to consider anything related to retire because the bottom half of all earners only one 3rd thats earners as people with a job actually were lucky enough to have only one 3rd ar