because they re paying more at the grocery score, more for their insurance, paying more for their consumer commuter passes, and so they re getting hurt. the average american is getting hurt by this. i m at a point where i m thinking do we need the fed reserve board? why do we need have to be held hostage to a few select ivy league economists who come out and tell us what our future is. i m really beginning to wonder if this is a necessary institution or if we re all just being held hostage to it. savers are getting punished on this. i if you go back to the big housing market bubble, people weren t saving. they had a negative savings. what happens? the bubble purse. neil, have toed a something they re being forced into assets they shouldn t be in because they make no money. there nor investments anymore so