Of their inalennable aalienable right to get 30rate mortgage. Think feelings like that are zapping some of the current momentum. Anymore. O crisis wondering about the begin is the major constituencies agency,ederal finance wall street, the banking industry, fair housing advocates are there others that i accompliced . Homeowners. Basically, the federal Housing Finance agency is a very agency. Mel watt is very powerful because he doesnt answer to a board or commission or the president. Hes an independent regulator. The policies that he sets governing the mortgages that and freddie mac affect about 2 3 of american mortgages. Thats how many mortgages are freddieby fannie and now in the market. So if he puts in place a policy that might change Mortgage Rates or might mean you cant get a bigger or smaller loan, thats going to affect people who are to buy a house. Its difficult for the public to react to his speech. Other constituencies have voices. How good they react to the things he laid o