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So your client wants to help their child buy a home

Maddie Johnson In today’s housing market, first-time homebuyers are often at a disadvantage. Rising home prices and rigorous mortgage requirements have made entering the market more difficult than ever and young house hunters may still be carrying student debt. Given these challenges, many parents provide financial assistance to adult children looking to buy a home and your clients may want to help their kids out too. According to the U.S. National Association of Realtors’ 2021 Home Buyers and Sellers Generational Trends report, 23% of homebuyers between the ages of 22 and 30 reported that cash gifts from family or friends was the source of their down payment.

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