the homeowner s policy will cover somebody things but the flood policy covers probably the most significant risk for most homeowners in florida given the risk of flooding we have in our state. we are sensitive to that obviously going to be some folks that are in need of support and relief we will work as best we can i will say people have been asking about some of the overall homeowner s insurance with like citizens. citizens, i think right now they are between 6 and 700 billion of surplus. modeling in terms of paying out a lot of money in claims still have 4 and 5 billion in surplus. they view themselves as being able to weather this. individual carriers they have to go through a stress test to have policies approved. this year they had tested under a direct impact on tampa bay and what would happen they have policy and reinsurance and wrap program and cap fund. citizens feel strongly they will be able to handle this and still have pretty significant reserves. okay. thanks s
governor desantis is in dealing with all of this what s your biggest center found. it s not over. the state is already still have be winds and a lot of rain. this is not over. i m sure we have people that need help along the coast. i know we have a great spawns team get in there as quickly as possible. here s my concern. this is not over. make sure you are ready. you might lose power. you might lose water. so, if you are if this storm is heading towards you, get ready, seven days of water, seven days of food. by the way, if it s passed, don t touch downed power lines. don t go places you don t need to go. don t drive into standing water. be careful. don t use generators if you don t know how to use them. be careful using power tools if you haven t used them. we have got to keep everybody alive. we can rebuild house and business and all that stuff. can t rebuild your life. we got to keep everybody alive