their costs go down and if they can t afford insurance for their workers, they can opt into a plan that will be prohibitively less expensive. we don t agree. we think most of our members cost of healthcare will go up. small business tax credit doesn t work for most mall businesses. cbo estimates only 12% of small businesses will qualify for the tax credit. so we don t agree with that. we think it s going to cost more, not less. neil: there goes your white house invite. dan dunner in washington. i m joking, very good seeing you. it doesn t stop. i m going to see you on fox business where we have former california governor gray davidson. they ran this dude out of town and arnold schwarzenegger says he s a disaster and all of a sudden arnie as has lower pole ratings thane gray davis ever