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circumstances are getting better and here is how i see it. the tax cut is getting phased in in three different ways, one with the bonuses that came out right out of the gate in 2018 you had people who were a thousand dollars richer off the bat because companies were giving bonuses. secondly the withholding tables changed that means peoples paychecks got bigger and third we re moving into the cycle when businesses adapt to the change in the tax code that will translate to not only more productivity but translate to higher wages and that s where people are really going to start to feel the difference in tax reform in their individual circumstances. so november might feel like a long ways away. we re talking right now about a lot of this economic data looking good. neil: it s not that long away. we re already working on graphic s packages so i know it s here. i know it s here. exactly and we ll see business behavior change and all of that investment start to ramp up soon. neil: so let m