the number of of students who don t graduate. look at the impact this year, for example, of summer pelberanpell gran grants, where it wiped out loans. 15,000 black students in black colleges alone could not go to school this past year. the impact of student loan debt with credit card debt, we have profound issues in education. when you look at the representation of african-americans and women in higher degree institutions, colleges, they seem overrepresented, isn t the problem now earlier on in the system? when people are younger? well, it prenatal care, daycare, does merritt. it s one thing to be in institutions and another to graduate from those institutions. we underrepresented as doctors, lawyers, engineers, scientists. much of it starts, a lot of it has to do with the idea of not