Prevented them from making actually prevented them from making the very actually prevented them from making the very lucrative and helpful income the very lucrative and helpful income when they ve not been able to -et income when they ve not been able to get to income when they ve not been able to get to work income when they ve not been able to get to work during the pandemic and so, there get to work during the pandemic and so, there are two sides to the story and certainly on the point that sonya and certainly on the point that sonya makes. it is a very valid one. i think sonya makes. it is a very valid one. tthihk the sonya makes. it is a very valid one. i think the banks in general have -ot i think the banks in general have got environmental social governance policies got environmental social governance policies of got environmental social governance policies of the top of the agenda ri-ht policies of the top of the agenda right now policies of the top of the agen