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know, what the us consumer does is extremely important, accounting for two thirds of growth in the world s gift economy. we had the fed minutes out yesterday, what is your outlook? out yesterday, what is your outlook? ., , ., , outlook? the last four meetings ofthe outlook? the last four meetings of the federal outlook? the last four meetings of the federal reserve - outlook? the last four meetings of the federal reserve have - of the federal reserve have increased rates. most of the expectations are that in the december rate hike it will only be about 50 basis points. it is committed to its 2% inflation target so we will continue to see these interest rate increases going through at least to the middle of 2023. this is the sort of thing that will have distributional effects across consumers. the distribution of the ones will be hit hardest. the ones that don t really have the ability to hold off buying a luxury good. they cannot hold off on buying necessities. they are the kind of