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Cashback Monitor guide

Cashback Monitor guide © Westend61 / Getty Images Man wearing headphones using computer Fixing one s finances is a perennially popular New Year s resolution, and 2021 is no different. For the 43 percent of Americans who planned to make a resolution for this year, according to a CIT Bank/Harris Poll survey, ramping up savings or creating a budget were among the top three choices. That said, you don t have to be an official resolutioner to start making smarter money moves. Maybe that means trading in a credit card for one that earns better rewards in categories more aligned with your spending habits. Or perhaps it s finally time to get into the game of using your credit card points and miles for free trips, just like all those travel influencers you follow on Instagram. (Seriously, how do they do it?)

Pollstar | Guest Post: Behind-The-Scenes Event Workers Forgotten By Congressional Support

By: Nick Whitehouse, CEO of Fireplay GP Images/Getty Images Man of the Woods:Nick Whitehouse is co-founder of design studio Fireplay, known for cutting-edge effects and counting major artists among its clients, including Justin Timberlake, pictured here during his 2018 “Man of the Woods” tour. In this business, if you don’t notice us, that means we’re doing our jobs well. At Fireplay, we design and produce live shows, events and tours that fans will never forget – productions that are so captivating you lose yourself in them. We work to put on unforgettable performances that are so seamless it would never occur to you that hundreds of people are working in the background to coordinate logistics, address obstacles, and solve problems to ensure each and every show runs flawlessly. And we’ve done that, successfully, for some of the biggest names in the business.

Will rising Treasury rates mean higher mortgage interest costs ahead?

Will rising Treasury rates mean higher mortgage interest costs ahead? Bankrate 1/19/2021 © Johannes Mann/Getty Images Johannes Mann/Getty Images The 10-year Treasury rate has moved over the 1 percent mark in recent weeks for the first time since the pandemic began. Should we expect higher mortgage rates as well? In normal times, that s the usual pattern because the two rates are closely tied. But, the traditional rules might not apply this time around. Mortgage rates could go lower or stay at record lows in 2021 even as Treasury rates increase. Here s why. © Johannes Mann/Getty Images Man and woman passing one another on moving walkway (blurred motion)

6 signs your side hustle needs a business bank account

6 signs your side hustle needs a business bank account Bankrate 1/18/2021 Many Americans have a side hustle. Popular Searches Whether you make money in your spare time writing, walking dogs, delivering food or groceries, driving passengers, or some other way, you re not alone. According to a 2019 Bankrate survey, Americans with a side hustle earned $1,122 per month on average. That means a side hustle that s year round could bring more than $13,000 of income in. Launching a side hustle can help you achieve your financial goals, such as paying down debt or saving for a down payment on a home. But if you re not careful, it can cause you problems later on, especially at tax time. That s where a business bank account can help.

How new credit impacts your score

As my regular readers may know, there are five FICO factors that make up a credit score. These are payment history at 35 percent, credit utilization at 30 percent, credit history at 15 percent, credit [.]

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