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Best cheap homeowners insurance in Louisville Bankrate 1 hr ago © Photography By Raven Mathis/Getty Images Little Blue House Louisville homeowners don t have as many perils to worry about as homeowners along the Gulf Coast might. However, Kentucky is still vulnerable to flooding and destructive tornadoes. The average cost of Louisville Kentucky home insurance is $1,693 per year for a policy with $250,000 of dwelling coverage. To find yourself on the low end of the state s average cost of home insurance, you ll need to know what companies offer cheap home insurance in Kentucky and what discounts are available. Popular Searches Best home insurance companies in Louisville

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