Jump-Start Your Credit: Get Your Credit Reports
January 25, 2021 8:00 AM Bev O Shea
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Credit scores are designed to help lenders understand how likely you are to repay borrowed money. Credit-scoring companies apply a mathematical formula to data about how you’ve handled credit in the past and that data comes from your credit reports.
You have a right to see your credit reports, and taking a look at them is a key part of working on your credit. It lets you verify that the information is accurate and timely, and also gives you an idea of how potential lenders or even employers might view you.