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What You Need to Know About a Merchant Cash Advance (MCA) A merchant cash advance is increasingly one of the only alternatives for small businesses seeking funding for working capital.  According to a report from the National Academy of Sciences, many small businesses have encountered severe financial hardship as a result of the pandemic from 2020. As the effects of the pandemic on small businesses are projected to linger into 2022, small business will continue to face strong headwinds in acquiring working capital. Bank lending has slowed to a trickle and those institutions have very strict lending requirements that most small businesses cannot meet. So, how does your business overcome such ordeals?

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