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Ian McConnell: Royal Bank of Scotland: Long-running fears of hostile intent but no one expected a UK Government takeover

THROUGH the 1990s, the question of whether or not Scotland’s two biggest banks could retain their independence was a very big one. And it was viewed, quite rightly, as an extremely important matter. In the corporate world, amid consolidation activity, the issue of where the decision-making is done is always a crucial one. Head offices are vital to healthy economies. It is difficult to overestimate the advantage to employees and the broader business ecosystem of being part of or close to a corporate operation which is the seat of power, rather than a mere branch-type function exposed to big calls about its future being made at a distance. In short, head office locations are a big deal.

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