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The Supreme Court has held that while the Surveyor s Report in a claim for insurance is not final and can be deviated from, it is necessary for the insurer to provide ‘cogent and satisfactory’ reasons.

Vishnu mehraJustice ajay rastogiChandumull jainJustice belam trivediSukumar pattjoshiIshar das madan lalGaffar mollaNational consumer disputes redressal commissionInsurance company appellantHotels pvtApex courtSupreme courtAssurance society ltdInsurance companyNational insurance companyNational insurance company ltdv vedic