Operator: Hello, and welcome to the X Financial Third Quarter 2022 Earnings Conference Call. All participants will be in a listen-only mode. Please note this event is being recorded.
X Financial (NYSE:NYSE:XYF) Q3 2022 Results Conference Call November 17, 2022 07:00 AM ET Company Participants Tanya Wen - Investor Relations Kan Li - President Frank Fuya Zheng - Chief.