People can increase their state pension by topping up their National Insurance contributions which can make a big difference to their income over the course of their retirement.
Figures from the Department of Work and Pensions show that on average 193,000 people topped up each year from the 2000/01 tax year up until the 2020/21 tax year.
Check your State Pension forecast online to see how much you are due in retirement dailyrecord.co.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from dailyrecord.co.uk Daily Mail and Mail on Sunday newspapers.
I have bought the extra year of NI contributions DWP said I could, but I am struggling to work out whether I should buy earlier years as well given I am already claiming a company pension.