jason, we have known the collins family sinceon and jerron joined the nba and they have been exemplary members of the nba family. jason has been a widely respected player and teammate throughout his career and we are proud he has assumed the leadership mantle on this very important issue. two-thirds of students graduate with debt and it is reaching new highs. averaging almost $27,000 in 2011. to keep your debt down, first decode the financial aid offer. it can sometimes be difficult to distinguish what is a grant and what is a loan. they may not even use the word loan. here it is, out of pocket. reporter: so ask questions and remember, you re not just paying for one year. it is not about that first year of college. it is insuring that you are accepting a financial aid package that has renewable money. about half of all colleges practice what is called front-loading of grants.
to distinguish what s a grant and what s a loan. they may not even use the word loan. here it is, out of pocket. ask questions, and remember, you re not just paying for one year. it s not about that first year of college. it is ensuring you are accepting a financial aid package that has renewable money. about half all colleges practice what s called front loading of grants. that means your grants as a freshman are going to be more generous mix than your grants as a sophomore, junior, or senior. if you re disappointed, don t be afraid to ask for more money. there are other things can be done. an award letter is not the end all beat all. but watch your tone. colleges aren t car dealerships where bluff and blues ter get you a better deal. provide documentation they weren t aware of about your financial situation. a job loss, major medical expenses, private k-12 tuition
introducing the all-new 2013 lexus ls f sport. an entirely new pursuit. welcome back to hardball. one way or another, nearly every american family has been touched by addiction, whether it involves alcohol, gambling, nicotine or drugs and whether the addict is under your roof or intertwined in your life, you re affected. and the kennedy family is no different than others. in that respect, christopher kennedy lawford has written a new book, recover to live: kick any habit, manage any addiction. patrick kennedy, a pal of ours. you ve written a book here. a lot of useful information, besides your own personal story. i started using drugs when i was 12. i had genetic front loading, i also had trauma. and we know from the studies at
over 30 years, 120 pounds of fat just because you re a smaller statue. with your diet, you have high calorie days and low calorie days. it s breakfast time. what you do at breakfast is front load the biggest meal of the day. mistake most women make, they want to save their calories. that s the recipe to gain weight. by front loading, this is eggs, the whole eggs, by the way, i love whole eggs with the yolk. it s vegetables, avocado, the good fat. cottage cheese. 40% of your daily calories should be in your breakfast. that s psychologically hard to do. it is, gretchen, but boy, does it work? it lets you eat less later in the day. it tips your mechanisms, your feeling of fullness. if i can keep you full and you should only be hungry first thing in the morning. if you re hungry later in the day, you re behind the eight ball already. interesting. salad, spinach, chicken, lots of vegetables great dressing, and you re getting 30% of your calories at dinner. that s your protein an